51 Inspiring Dave Ramsey Quotes To Impact Your Life

“If you will live like no one else, later you can live like no one else.”

Whenever we talk about anybody’s quotes, we feel like that person has reached their ultimate stage in life. 

And hence, here we are to chant their words. 

But have you ever thought that a few words from an ordinary yet extraordinary person can still impact your life?

Dave Ramsey is also such a person. 

You might (or might not) be wondering who is Dave Ramsey?

He’s an author and a radio host, particularly renowned for financial advice. 

How did he become a financial adviser? 

Because he has seen the dark side of the economic world. 

Working as a real estate agent at the age of 26, he had a really impressive portfolio. And suddenly, out of nowhere, he lost his entire wealth. 

Now, the entire United States turns to him in case of financial emergencies. His USP is investment style. 

Hence, he makes sense when he talks about money. And the words coming from him are nothing but golden. 

Therefore, I present to you a list of 51 Dave Ramsey quotes that will have an everlasting impact on you. 

Not only are they financial advice, but in general life tips. 

List of 51 Inspiring Dave Ramsey Quotes For Better Life

Below are the best quotes by Dave Ramsey. You can even read Dave Ramsey Books to have a better financial life. After learning from his failure he has become the master in personal finance. Dave Ramesy net worth is the result of his knowledge & experience.

Must Checkout: Dave Ramsey Recommended Books

#1 “You must gain control over your money or the lack of it will forever control you.”

Dave Ramsey

#2 “We buy things we don’t need with money, we don’t have to impress people we don’t like.”

Dave Ramsey

#3 “A budget is telling your money where to go, instead of wondering where it went.”

Dave Ramsey

#4 “Devt basically enables people to live a lie.”

Dave Ramsey

#5 “I learned early on that work creates discipline, and when you have discipline in your life, you are a healthier person.”

Dave Ramsey

#6 “I want you to have some nice stuff; I just don’t want your nice stuff to have you.”

Dave Ramsey

#7 “It’s never too late to turn things around. You are the only obstacle.”

Dave Ramsey

#8 “Earning a lot of money is not the key to prosperity. How you handle it is.”

Dave Ramsey

#9 “If you live like no one else, later, you can live like no one else.”

Dave Ramsey

#10 “If you invest $464 in a good mutual fund every month from age thirty to age seventy, you’ll end up with more than $5 million.”

Dave Ramsey

#11 “Never stop learning. Never stop growing. You can become a master at any subject.”

Dave Ramsey

#12 “Being able to delay pressure for a greater result is a sign of maturity.”

Dave Ramsey

#13 “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”

Dave Ramsey

#14 “Act Your Wage.”

Dave Ramsey

#15 “You can’t get out of debt while keeping the same lifestyle that got you there.”

Dave Ramsey

#16 “The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.”

Dave Ramsey

#17 “Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.”

Dave Ramsey

#18 “Change is painful. Few people have the courage to seek out courage. Most people won’t change until the pain exceeds the pain of change.”

Dave Ramsey

#19 “The German root word for ‘debt’ is the same as for ‘guilt’.

Dave Ramsey

#20 “Fear is the enemy of hope.”

Dave Ramsey

#21 “Debt is not a tool; it is a method to make banks wealthy, not you. The borrower truly is the slave to the lender.”

Dave Ramsey

#22 “The good thing about principles is that they make life easy. I have heard it said that when someone bases his life on principle, 99 percent of his decisions are already made.”

Dave Ramsey

#23 “The goal is not to be normal, because as my radio listeners know, normal is broken.”

Dave Ramsey

#24 “No one got rich on a government program. Do not choose to be a common man. You can be uncommon.”

Dave Ramsey

The 25th of 51 Dave Ramsey Quotes That Will Inspire You To Take Action

#25 “The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.”

Dave Ramsey

#26 “What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich,”

Dave Ramsey

#27 “Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building.”

Dave Ramsey

#28 “Knock out a small debt first so you get a quick win. Momentum is key.”

Dave Ramsey

#29 “Where you are today is the sum of every choice you have ever made. If you don’t like where you are, start making different choices.”

Dave Ramsey

#30 “Poor is a state of mind. Broke is a place you are just passing through.”

Dave Ramsey

#31 “Pray as it all depends on God, but work like it all depends on you.”

Dave Ramsey

#32 “For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it wrong, and don’t back down.”

Dave Ramsey

#33 “You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately!”

Dave Ramsey

#34 “Stupid is not illegal.”

Dave Ramsey

#35 “Typical millionaire lives in a middle-class home, drives a two-year-old or older, pays for the car and buys blue jeans at Walmart.”

Dave Ramsey

#36“The enemy of ‘the best is not ‘the worst. The enemy of ‘the best’ is ‘just fine.”

Dave Ramsey

#37 “Parents who let teens run around with unearned adult freedoms are naive and stupid.”

Dave Ramsey

#38 “Savings without a mission is garbage. Your money needs to work for you, not lie around you.”

Dave Ramsey

#39 “A year of intense exercise and watching what you eat will likely change the trajectory of your life physically. You will melt away fat, tone up muscle, feel better, and change your habits, likely for life. But only ten days of that exercise program won’t move the needle on the scale. To create big-time success you have to stay focused and stay intense over an extended period of time.”

Dave Ramsey

#40 “Someone who never has fun with money misses the point. Someone who never invests money will never have any. Someone who never gives is a monkey with his hand in a bottle.”

Dave Ramsey

#41 “Measure your wealth not by the things you have, but by the things for which you would not take money.”

Dave Ramsey

#42 “So content people may not have the best of everything, but they make the best of everything. That is who you want your children to be.”

Dave Ramsey

#43 “If you don’t own the goal and it doesn’t come from your dream, then you won’t have the toughness to persevere when the going gets tough.”

Dave Ramsey

#44 “There is never an exception—everyone who wins must push through obstacles, lots of them. Big goals require a big backbone—wimps need not apply.”

Dave Ramsey

#45 “You have to reach the point that what people think is not your primary motivator. Reaching the goal is the motivator.”

Dave Ramsey

#46 “The weird thing is that the more efficient, on task, on the goal you are with your time, the more energy you have. Working with no traction, or for that matter simply wasting a day, does not relax you, it drains you.”

Dave Ramsey

#47 “Having children doesn’t make you a good parent, it means you had sex. That’s all.”

Dave Ramsey

#48 “Debt is so ingrained into our culture that most Americans cannot even envision a car without a payment, a house without a mortgage, a student without a loan, and credit without a card.”

Dave Ramsey

#49 “If you as a leader allow people to halfway do their jobs and don’t demand excellence as a prerequisite to keeping their job, you will create a culture of mediocrity.”

Dave Ramsey

#50 “A good man leaves an inheritance to his children’s children.”

Dave Ramsey

#51 “We are scaling down” is a painful statement to make to friends or family.”

Dave Ramsey

Summary

Aren’t these quotes just great?

Even though they might not be solid financial advice, they will nevertheless inspire you to take steps. 

Dave Ramsey also has a wide range of assorted courses and shows on his website. 

So, in case you want more of him, then you can purchase them for a lifetime. 

Apart from these, he also has his books available on his website.

In fact, his online tools are very much useful. 

What are you waiting for? Read one Dave Ramsey quote every morning and see the gradual change in your well-being. 

Related: